I have a confession to make…I have been overspending and falling into the trap of instant gratification. In episode 3 of the Blissfully Calm Podcast, I shared my story of how I paid off $100,000 in debt. During the years of paying off my debt, I made a lot of sacrifices and lived an extremely frugal life.
I decided to keep one credit card open. I used this card to pay for 3 trips to Costa Rica, Europe, and countless other trips. This card was also connected to my Amazon Prime account which made it so easy to buy anything I wanted. I became addicted to the feeling instant gratification and the dopamine hit I got when I came home to a box from Amazon. My monthly credit card statements nearly gave me a heart attack. Every month I paid the balance off but would regularly have to transfer money from my savings.
A few weeks ago, I had an aha-moment that my overspending was putting my future in jeopardy. Instead of investing my money, I was a consuming and buying things I didn’t need. I was so angry with myself that I made the drastic decision to cut my credit card up and canceled my Amazon Prime membership.
It has been a few weeks since I’ve cut up my card and I’ve been living off a cash budget. I feel much calmer knowing that I’m not overspending and that I will not have a panic attack when Capital One sends me an email with my balance each month. Looking back, I’ve always been happiest when I’m living a minimalist lifestyle and placing my focus on experiences and not things.
If you’re currently experiencing elevated levels of stress, anxiety or overwhelm, I’m here to help. Make sure to download my free E-Book “The Blissfully Calm Guide to Overcoming Anxiety, Elevating Your Mindset and Up-Leveling Your Life.”
This guide walks you through 5 of the most important steps to take to enjoy your life again and feel blissfully calm in our chaotic world.
Download the E-Book here: https://mailchi.mp/22e949835fc9/blissfullycalmguide
Tag me on IG @blissfullycalm and let me know what most resonated with you in this episode and if you too struggle with instant gratification and overspending. I would love to hear your story!
To learn more about the Blissfully Calm brand and community visit blissfullycalm.com.
Want to receive your very own copy of the Blissfully Calm Guide? Click here: https://mailchi.mp/22e949835fc9/blissfullycalmguide